How to save money in life insurance ?

Did you know, there are many who say: We are the biggest enemy for his money! And if it comes to a large sum of money (eg pensions), we are not only a great enemy, but also a great enemy!
Our mission - to save a lot of money in a long time (amount to about 8 zeros)
The most important thing here is how the money is always in the strict management of you during accumulation. Because you will be very easy to slip the money out of his hand - and you can not save all the money that is.
Why do we never could accumulate money at home?
The first is: before you save enough money, you have to know in advance that we could have spent that money how (you promised to buy his wife a new dress, your phone old and apparently ...)
Secondly: I am sure that in a long time (20-30-40 years), we will encounter a lot of emergencies that we need to nay.Ban amount of human nature or exaggerate the importance of these issues today and diminish the importance of these issues in the future.
But I want to emphasize that - you need that money for themselves at a time when you need it most. We will get old, and our health over time will decrease.
So when we are in the most productive period, we have many opportunities to solve the problems in our future. You can do a lot of work, working through the night, working tirelessly and lots more!
So what to do? How to accumulate money?
First: to be clear, that our money should be divided into spending money, money Development (cash for work) and reserves (reserves short term and long term storage)!
Second: Need to hide long-term reserves of us from ourselves, and this amount should be accumulated a very disciplined way. Life insurance savings is a useful tool and most reliable to accumulate money. For life insurance program savings, you will have the money when and only when you really need. If you touched your accumulated funds before the deadline, you will only receive a very small amount for you to cancel the contract - and of course it would not be beneficial!
And to solve the case that you can not foresee you need a short-term reserves.
If you always maintain this strategy, then you will surely succeed in accumulating money!

I wish you always healthy and financially successful!