Refused in Life Insurance

Without the customer refuses to buy insurance, we do not need the insurance agent. We can put the insurance contract on the transmitter automatically placed at the station and people can buy it by inserting a few coins into the machine.

• "I can not afford to finance to buy": Probably the most common question refused. I simply remind customers that they can not afford against death, then we all must die. Limitations of life is difficult, limiting the protection of human life very easy. They can pay for life insurance contracts in a way that is easy this time or their families to pay for life insurance hard way later. Who would choose both.

Many customers say that life insurance do they cost too much. In fact, life insurance is not too expensive, but what they want to achieve in life, of course costly. Some people say to me: "How do I buy? I earn 200 USD a week and I can show him the papers on my expenses include rent, food, clothes were all flying 200 USD then nothing. No money to buy more life insurance. "I answer that, "Sir, let's assume that tomorrow as his boss said that the business situation is very bad lately and his salary will be reduced to 190 USD / 1 week only. Does he have to live with $ 10 spending cuts? Of course there, he continued to live a good life as it is now, not how others. That's all what I asked him to do. Take a $ 10 a week to pay for his and his family's protection. "

• "Let me talk to my house": With comments like that, I often asked, "Brother, I think that the advice she was right, but when she asked the question always is gracious kids is not? You know, they are a very important part of this plan. "If you have a loving family really there, you will soon be closing the contract.

• "Baby, you see how? Should I buy it? "I turned to the wife smiled and said:" You, sir, I do not answer. Only two questions you can answer him alone. If you say "agree" and her husband bought, one day two of you can bickering, he may be sick and you can not forget to bring medicine for him right now, in anger he had be turned to her and said, "I care about what if he dies? Back then they forced him to buy insurance. "However, if you say" do not buy ", and when he died, she would have to answer three kids why it does not provide for their future. So, you see, whether you have answered any case, you also get into awkward situations only. The decision belongs to him, let him decide. It is your responsibility even after he died. "

• "Make me rich star wife?": Then there is some irony to ask you: "Why should I buy insurance? To turn my wife into a wealthy widow and her husband took a different and this guy spend my money, huh? "-" If you do not buy life insurance you are forced his wife to remarry. A wealthy widow remarried, not necessarily, but a widow with modest incomes will not have any other choice. She must remarried and her new husband will become a new father of his children, he should rather take care of his wife and children, that they are cared to where God knows! "

• "To think what I did," I smiled and said, "Feel the thought, I'll wait until he finished thinking. I have to be here to answer your question, if I leave, he will not think back on this story until I come back. "

• "Meet me later," I asked them, "He liked her editor suggested that I give them no?". Supposedly agree, I said, "Well, if she likes the program he is now my responsibility to complete the required insurance documents and makes the contract takes effect. Please tell me that grandparents are not satisfied with this program, I'll be home soon. If she likes you, then I have to come back until he was signed by her insurance. "

• "Invest more money in other places like": Although they have made a lot of money to banks, it does not matter. By paying the premium, the safety of your family and yourself is guaranteed. The purchase of insurance and deposits in banks are completely different. In insurance, we create assets immediately after, savings from such property. While the savings banks, we have to save before and hope that we will live long enough to generate the property.

• "Play betting": A young client said, "I was too young to do so dead. I came across the table mortality and, in 1000 at the age I only have 3 people dead this year "-" Yes, the probability of his death this year is 3/1000. Yeah. But I try to ask you this, assuming they brought him and his 999-year-old man with more lined up facing the wall and give each person a gun. All he was ordered to go into the solar gun and pulled the trigger before they tell you that only 3 loading gate. If before he pulled the trigger and I invited him to buy life insurance you can buy it? "

• "I have too many insurance policies have to pay it." "I agree with siblings. Siblings are paying a lot of different types of insurance, but please tell me if his sister had a goose laying golden eggs, would you goose insurance coverage or the golden egg? ". The answer usually is "goose". Then I remind them "You've covered everything. He has covered the golden eggs - that is, the car, but she forgot insurance goose - ie siblings - who make money to produce the eggs. "

• "Wait for me into the new age": A customer is the doctor told me, "This Palo, birthday just passed, so I'm still new to the age of 6 months new, so I will be out 6 months decision. "-" Oh yes, sir, but the older you are, the greater the risk and the higher the premium. "Now that's quite late already and he just received a phone call to visit a patient. I looked at him and said, "Doctor, he said that he had six months, I would say that he did not have another 6 minutes. He left home at this time because the phone call tonight, probably do not know about last night. And he, Doctor, more than anyone else, he must appreciate those moments. "